The same principles we bring to merchants — transparency, flexibility, and real support — we bring to the agents, ISOs, software platforms, and referral partners who build with us. The economics stay clear. And there's a real person on the other end of the phone.
You're putting your name and your relationships on the line. We treat that as seriously as you do.
Clear buy rates and real revenue share, spelled out up front. You'll always understand exactly how you're compensated on every account — no mystery deductions, no moving goalposts.
Multiple pricing models and platform freedom mean you can say yes to more of the merchants in front of you, across more verticals and risk profiles.
We work alongside you, not around you. Our focus is helping you place and support merchants well — the relationship you have with them is yours to manage.
Direct access to underwriting and risk — so you know where a deal stands early and can move forward with confidence.
When you or your merchants call, a real person picks up. We strive to resolve most issues the same business day.
Your merchants are supported by a team that has run payments at the scale of the largest processors in the world.
However you bring merchants to the table, there's a Qarda partnership built for it.
For agents and ISOs building a residual portfolio who want transparent economics, platform flexibility, and a back office that makes them look good in front of merchants.
What you get:
For software companies and ISVs who want to embed payments into their product — turning a cost center into a revenue stream without becoming a payments company.
What you get:
For accountants, consultants, associations, and anyone with merchant relationships who wants to add value without running payments day to day.
What you get:
For portfolio sellers, larger organizations, and partners with unique programs or verticals that call for a custom structure and dedicated attention.
What you get:
We won't publish a rate table on a public page — every partnership is priced to the book and the risk. But the principles never change, and you'll see the full picture before you commit to anything.
You see your cost and your margin, stated plainly. What you earn is never buried in fees you can't trace back to a line item.
Ongoing participation in the processing you bring — structured so your interests and ours point the same direction.
Economics are tiered by merchant risk category, so the structure is fair to you and sustainable for the portfolio.
Statements and reporting you can actually audit. If you can't tie your payout back to the volume, we haven't done our job.
A partnership is only as good as the back office behind it. Ours is built to keep your merchants happy and your portfolio growing.
Submit and track merchant applications through approval.
Residual and revenue detail you can tie back to volume.
See how your referred merchants are performing.
Reach a person directly — not a ticket queue.
Qarda is run by seasoned payments executives who've come from the card brands, from fraud and risk mitigation platforms, and from some of the largest acquirers in the world.
For your merchants, that means their payments are in experienced hands. For you, it means a partner who understands the economics you're working within — and how to build a program that lasts.
A straightforward conversation about the merchants you work with, your partner type, and what you're trying to build.
We structure your buy rates and revenue share to your model and walk you through every line before you sign.
We set up your portal access, underwriting path, and support contacts so you're ready to start submitting.
Bring merchants and grow your portfolio, with a partner accountable to you every step of the way.
Through transparent revenue share and buy-rate economics, structured to your partner type. Exact splits and payout timing are set during onboarding and documented in your partner agreement — and your reporting is built so you can always reconcile a payout back to the volume behind it.
A wide range across many verticals and risk profiles. Because we offer multiple pricing models and platform flexibility, you can say yes to more of the merchants in front of you. And with direct underwriting access, you'll know where a deal stands early so you can move forward with confidence.
No. Merchants can bring their own gateway or orchestration layer, go direct to the processor, or let us help them choose. We're independent, so the recommendation is based on what fits the merchant — not on steering everyone to one platform.
Direct access to underwriting and a real support team — when you call, a person answers, and we strive to resolve most issues the same business day. You and your merchants also get portal access for applications, status, and reporting.
